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A quick phone call helps us learn what you’re looking for and confirm if we’re the right fit to help. We’ll briefly explain how our flat-fee planning model works and what to expect next.
Once we’ve connected, we’ll meet (virtually or in-person) to dive into your goals, what matters most to you, and the key areas of your retirement plan — income, investments, and taxes.
You’ll leave with clarity about how our process works and what it would look like to move forward together.
If we both feel it’s a good fit, we’ll send a simple client agreement to begin working together.
From there, we’ll walk through your first 90-day onboarding plan — connecting your accounts, organizing your data, and starting your coordinated income, investment, and tax strategies.
If you’re ever unsure, we will simply ask you to think about it. We are looking for long-term relationships, not a quick transaction. If you decide that we aren’t a good fit, we will happily help you find another professional with the right expertise. There is never a hard-sell or pressure to say “yes.”
You should consider hiring our firm if you want to:
Schedule your Intro Call to see if we’re the right fit for you!
There are three key things that set us apart:
Retirement Focused (50+). We specialize in retirement planning for people aged 50+ who are in or near retirement. We focus only on areas where we have deep expertise.
Tax Planning Expertise. We review your tax returns to uncover opportunities for retirement-focused tax strategies, including optimizing RMDs, IRMAA surcharges, capital gains, NIIT, charitable giving, and tax-efficient withdrawals—helping you keep more of your hard-earned money.
Flat-Fee Pricing. We charge a simple, flat fee for our retirement planning services. No commissions. No hidden costs. Just transparent pricing you can trust.
If you think we might be a good fit, the first step is to schedule a free call.
We can work with clients in all 50 states supporting them with retirement planning, tax strategies, and smarter investing.
We make it easy to connect virtually through Google Meet video calls, so we can work together from the comfort of your home – no matter where you live.
We believe paying high fees to try to beat the market with stock picking and market timing is a losing game.
Instead, we build your retirement portfolio with low-cost ETFs to capture market growth while maintaining broad diversification to reduce risk.
We’re proud to be fiduciaries, meaning we’re legally and ethically required to act in your best interest – always.
It only makes sense to hire a financial advisor — or any professional — if the value they provide is greater than the cost.
Simply put, the time and effort you save — plus the tax savings and retirement improvements we help you achieve — should far outweigh the fees we charge.
We charge a flat $400 monthly fee for comprehensive retirement planning — covering your income, investment, and tax strategy coordination.
For those who prefer us to also manage their investments, we charge an optional 0.49% annual management fee, less than half the traditional industry average.
Our process begins with a short Intro Call to see if we’re the right fit. From there, we’ll walk through your goals and explain exactly how we can help you retire with clarity and confidence.
We work best with people who need (and want!) a long-term partnership. At this time, we don’t offer hourly rates or one-time project fees.
If you’re seeking a financial planner for a short-term engagement, we recommend exploring options through XYPN or Garrett Planning Network.
At True Wealth Retirement Partners, we use Altruist as a trusted third-party custodian for our clients’ investment and retirement accounts.
For more details, visit Altruist Strength, Stability, and Protection.
Secure your retirement with a flexible income plan that adapts to your needs and market changes. Feel confident knowing your financial future is steady and ready for the long term.
We build your retirement portfolio with low-cost ETFs to capture market growth and diversify. We manage your investments to match your risk level and financial goals.
A retiree’s biggest expense is often their tax bill. We create a smart tax savings plan to help you keep more of your hard-earned money – without leaving a tip for the government.
Monthly Flat Fee
Optional investment management available at 0.49% annually — less than half the traditional industry average.
We want you to retire happy—and that includes your relationship with us. If you ever feel otherwise, we’ll waive the last quarter’s fees and help you find a better fit.
