True Wealth Retirement Partners, LLC (“TWRP”), a registered investment advisor registered with the State of Michigan, provides investment advisory and related services. By using our website, https://www.truewealthrp.com, and its related domains, social media channels, services, information, and tools (collectively, “Website”), you, the User, agree to the following terms. This Terms of Use Agreement (“Agreement”) is effective immediately for all Users and is between you and TWRP (“TWRP” or “we” or “us”).

You agree to our Privacy Policy, which covers how we collect, use, share, and store your personal information. You also agree that you have read and understood TWRP’s Disclosures (Form ADV) prior to using the Website.

1. Mission

At TWRP, we help families stop worrying and start wondering about what’s possible with money. We specialize in tax-smart retirement planning for people aged 50+ who are in or near retirement. We believe in a simplified and transparent fee structure: No commissions. No hidden fees. Just clear, flat-fee pricing you can trust.

2. Services

For Website Visitors (Non-Clients)

If you are not a Client of TWRP, you agree and understand that your use of this Website is for educational and informational purposes only. Nothing on this Website is intended to provide legal, tax, or financial planning advice. You agree that you are responsible for your own investment research and decisions, that TWRP is only one of many resources you may use, and that you should not rely on TWRP as the primary basis of your investment decisions. TWRP will not be liable for decisions or actions you take based on information you see on our Website.

For Clients

For Clients of TWRP, we provide investment advisory services including (a) Financial Planning Services and (b) Wealth Management Services. In providing services, TWRP may engage third-party vendors or contractors to assist in fulfilling its duties. When you become a Client, you will enter into separate legally binding agreements, including a Financial Planning Agreement and/or Wealth Management Agreement, which govern the specific terms of our advisory relationship.

3. User Eligibility

Your use of the Website constitutes your representation that (1) all information you provide is truthful and accurate; (2) you will update your information when changes occur; (3) you are at least 18 years of age; and (4) your use of the Website does not violate any applicable law.

4. SMS/Text Message Terms

Consent: By providing your mobile phone number and opting in to receive text messages from TWRP, you consent to receive informational and service-related SMS/MMS messages. Consent is not a condition of purchasing any services.

Message Frequency & Costs: Message frequency may vary based on your interactions with our services. Standard message and data rates may apply.

Opt-Out: You may opt out at any time by replying STOP to any message. For assistance, reply HELP or contact us at 616-209-9552 or [email protected].

Privacy: SMS/MMS message content may be retained for compliance and record-keeping purposes. See our Privacy Policy for details.

5. Online Payments

TWRP uses AdvicePay, a third-party payment processor, to collect advisory fees. By making payments through AdvicePay, you consent to the collection and processing of your payment information by AdvicePay in accordance with their terms of service and privacy policy.

6. Intellectual Property

The Website and its content—including text, images, graphics, and design—are owned by TWRP and protected by copyright and other intellectual property laws. You may use the Website for personal, non-commercial purposes only. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

7. Privacy

Your privacy is important to us. Please read our Privacy Policy for information on how we collect, use, and protect your personal information.

8. Termination

You may request termination of any account at any time by emailing [email protected]. We may terminate or suspend your access to the Website at any time for any reason without notice.

9. Limitation of Liability

For non-Client Users, the liability of TWRP and its officers, employees, and representatives for any claims arising from your use of the Website shall not exceed $25.00. In no event shall TWRP be liable for indirect, special, or consequential damages.

For Clients, investment recommendations are opinions only. All investments carry a potential risk of loss. Neither TWRP nor any of its representatives makes any warranty or guarantee as to the performance or profitability of your account(s). TWRP is not qualified to render legal services. Federal and state securities laws impose liability under certain circumstances on persons who act in good faith; this agreement does not waive any rights under those laws.

10. Indemnification

You agree to indemnify, defend, and hold harmless TWRP and its officers, employees, and affiliates from any liability, loss, claim, and expense related to your violation of this Agreement or use of the Website.

11. Disclaimer of Warranty

This Website and its content are provided on an “AS IS” and “AS AVAILABLE” basis. TWRP makes no representations or warranties of any kind, express or implied, regarding the operation of the Website or the accuracy of its content. To the fullest extent permitted by law, TWRP disclaims all warranties, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

12. Governing Law & Jurisdiction

This Agreement shall be governed by the laws of the State of Michigan. Any disputes arising from this Agreement shall be subject to the exclusive jurisdiction of the state and federal courts located in Kent County, Michigan.

13. Changes to Terms

We may update these Terms of Use from time to time. Changes will be posted on this page with an updated revision date. Your continued use of the Website after any changes constitutes acceptance of the revised terms.

14. Contact Us

If you have questions about these Terms of Use, please contact:

Jordan Leaman
True Wealth Retirement Partners, LLC
5751 Byron Center Ave SW STE Y
Wyoming, MI 49519
Email: [email protected]
Phone: 616-209-9552